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Buying

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A “Gift” of Equity

Buying, Finance, House Hunting November 24, 2021 134 0 0

What is it? A way for family members to sell their home to another family member AND use equity in the home to help buyer pay down payment & closing costs for the purchase of the home. How does it work? Using a “gift letter” the seller can choose…

Which Down Payment Strategy is Right for You?

Buying, Finance November 3, 2021 37 0 0

You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from…

What to Negotiate When Buying a House

Buying November 3, 2021 33 0 0

Whether you are a first-time homebuyer or a seasoned veteran, the negotiation part of the transaction can be a little daunting and stressful. However, it is necessary to ensure you are getting the best possible deal for your money. So, what should you negotiate when buying a home? Closing…

Prepping Pets For The Move

Buying, General October 25, 2021 38 0 0

Your moving day is set and it’s time to start preparing. As you’re making your lists and checking them twice, don’t forget to factor in your furry friends. Here are some tips for making sure the process goes smoothly. Medical records. When moving to a different city or…

Prepare For the Fees Charged at Closing

Buying, General October 25, 2021 52 0 0

Purchasing a home is arguably one of the biggest financial decisions you will make in your lifetime. As you start your hunt, don't forget there will be other costs associated with your purchase then the price of the home. Here are 5 fees to keep in mind as you begin…

5 Home Inspection Tips for Buyers

Buying, Estate, General, Services October 21, 2021 77 0 0

Nine times out of ten, a home inspection is a waste of money. The problem is, if you’re that 10th buyer, a home inspection can save you thousands of dollars, extensive repairs, or influence your decision to purchase a home. Having watched hundreds of home inspections take place over the…

Property Taxes & Appeals: What You Need To Know

Buying, Estate, Services October 21, 2021 50 0 0

If you own a home or property in the State of Michigan, you will pay property taxes on it. Property taxes are figured as a percentage (called a mill) of the SEV (state equalized value, 50% of the sales value) your local city or township places on the land and…